We will email you a link to quickly reset your password. on this page is accurate as of the posting date; however, some of our partner offers may have expired. Tiny Laconia offers a big bargain for your retirement destination. Fans of the TV series Breaking Bad will recognize the scenery around this town butting up against the Sandia Mountains. The surrounding Ozark Mountains afford residents outdoor recreation and natural wonders to enjoy while the downtown area, home to the University of Arkansas, provides restaurants, shops and a lively music and arts scene, including the Walton Arts Center. Another big local attraction: Every summer since 1897, Cheyenne hosts the world's largest outdoor rodeo and Western celebration, Frontier Days, now a 10-day event. Asheville allows residents to embrace southern culture with a variety of restaurants, music venues, art galleries, and even breweries and wineries. Taos, NM - Average Home Cost: $401,864. Readers, where do you think Lisa and her husband should retire? Niche also gives the city high . That means plenty of beaches and water-related activities for you in the warmer months. Foodies will enjoy retiring in Palm Desert with 150+ restaurants offerings cuisine of all types. Restaurants are full and people are on the street at 9PM. Even Colorado locals may not have heard of this neighborhood but it's located between downtown Denver and the Denver Tech Center. Cresswind Charleston is Charleston-area's BEST active adult lifestyle community. State | The nature lovers of Denver can visit the Arapaho and Roosevelt National Forests with popular trails such as the Arapaho Glacier Trail and Beaver Reservoir Trailhead at their fingertips. Mostly, people acclimate to altitude after several days, but in my CO case, I was getting worse after the 3 weeks. Whatever it may be that you consider the most important when picking a place to retire, these 20 metro areas will give you great value and a low cost of living. The citys Market Square Downtown District hosts an expansive list of restaurants, retailers, parks, and greenspaces. We hate heat, humidity, crowds and beaches. Retirement Tips. Another feather in its cap: The Milken Institute rates Provo as the best large city for successful aging, noting the area's vibrant economy and safety, as well as the population's healthy lifestyles and high levels of volunteering among older adults. Consider retirement in these affordable mountain towns. These great spots are surrounded by incredible views, great hiking trails, gorgeous fall foliage, and more restaurants, art galleries, museums, music venues, and parks than you'll know what to do with. The home of the Hokie Nation, Virginia Tech University, is bustling and vital. The colonial town's mood is quiet and calm, but its location on the eastern coast of the island and near active volcano Mauna Loa offers plenty of opportunities for adventure. Denver is a city made for outdoor enthusiasts, with its ample parks and greenspaces in and around the urban area. There are several shopping districts and malls, including El Paseo, which boasts one mile of shops . Heres how it works. You can also indulge in the more intoxicating offerings of the area. Some of the areas most popular peaks include Grandview Peak, OSullivan Peak, and Gobblers Knob. Affordable Places to Retire Overseas. Elevation-wise, it's also one of the highest towns east of the Mississippi River, so there's nowhere to go but up in this charming small town. Buyers Market vs. Sellers Market: Whats the Status Right Now? The population is 86,000, and Weber State University is located in town. Brigham Young University offers intellectual stimulation to complement the physical activity. 10. The capital of Alaska is on the coast beneath mountains as they rise away from the coast. Few aspiring retirees have enough saved to buy a retirement home in Aspen, Colorado, or Jackson, Wyoming. Montana State University's Bozeman campus is home to about nearly 17,000 students. Particularly in the western part of the U.S., humidity tends to be lower in the thinner air. Beautiful scenery. Whether you're partial to exploring the great outdoors or focusing on wine country, you have plenty of optionsyou don't even have to choose one over the other. The hot springs in the area provide a retreat for relaxation while the areas plentiful golf courses and hiking trails allow residents to easily stay active. Privacy | Holly Hills has been rated as a rare "triple crown". New York, Sitting above the Snake River Canyon, this town is known as the hub of the eight-county Magic Valley region. The city is also home to several popular skiing resorts and ample parks and greenspaces. degree in English from the George Washington University. This mountain resort town in Colorado draws tourists for its sports and views. When you live here, each day can be as active or laid Bon Ayre is a 55+ active adult, manufactured home land lease community located in Smyrna, Delaware, a town which was recently ranked 31st Showcase Listing Aroostook County also has more people than Delta County, at nearly 68,000, but it covers an area the size of Connecticut and Rhode Island. The Blue Ridge Scenic Railway runs antique trains to other neighboring mountain towns. For people with respiratory or circulation problems, the thinner air can be problematic. Less daylight. The city was an early western railhead and stock town and became very important when the major east/west railroad came through town. Take the Blue Ridge mountains of western NC for example, where retirees experience snow and colder temps than do those who live in the rest of the state. More difficult transportation. That gives you plenty of opportunities to explore the many hiking and biking trails in and around the city, go hot air ballooning and play the variety of golf courses in the area. It's an all-around charming town with a cute downtown that has plenty of restaurants, and places for shopping. Disadvantages Colder winters. It is located in the Gallatin Valley and surrounded by mountains on all sides. Visit a quote page and your recently viewed tickers will be displayed here. Ogden is not as well known asPark City, UT, but offers some advantages and similarities to that resort town for a lot less money. Williamstown is in Berkshire County. Homes, Townhomes, Condos: $139.9K - $2.8M Lots: $20K - $595K The undulating vistas of the Smoky Mountains make for an idyllic backdrop to life at Rarity Bay on Tellico Lake. And beyond the college campus and city center, you can find plenty of options for outdoor recreation in the foothills of the Blue Ridge Mountains, including more than 100 miles of of the Appalachian Trail in nearby Shenandoah National Park. Hunting, fishing, hiking are excellent. Livability includes Ogden in its 2019 list of best places to live and a 2018 list of affordable mountain towns. Daytona Beach has a population of nearly 75,000 and 20% of people are age 65 and up. Although many people dream of a retirement near the beach, in a small town, or even the downtown of a city, there are plenty of baby boomers whose ambition is to retire near the mountains. This city is ideal for those interested in retiring near the mountains without missing out on big-city amenities. Current market conditions bring both opportunity and risk. The city's median home value is just $173,900 versus $262,900 in Nashville and $229,000 throughout the country. Homebuyers hoping to find a city that balances nightlife and outdoor activities will feel right at home in Las Vegas. It can cost your family thousands of dollars each year if you end up in one of the worst states for taxes after a move. More reasons to live here: The median home cost is $254,000 (in Aspen, its $1.4 million), the unemployment rate, at 3.6 percent, is lower than the national average; job market growth increased by 2.6 percent last year and schools have seen recent renovations. I aimed for counties with median two-bedroom rents around $600. Copyright 2006-2023 Topretirements.com. Classifieds | Tucked between and Plott Balsam Mountain Range and the Blue Ridge Parkway,Sylva is a small but quaint town lined with cafes, galleries, bookstores, breweries, and antique shops. And rainy days are rare. The Mile High City is an obvious choice for mountain lovers. But given that youre looking for a rental in a small town, where you find an attractive home may be the deciding factor. The 10 Best Mountain Towns for Retirement, Password requires min. Charlottesville also ranks fifth for overall well-being, out of all 187 metro areas included in the Gallup-Sharecare Well-Being Index, with above-average scores in all categories, including physical health and resident satisfaction. There is a vibrant downtown with a busy new library and great outdoor stores. I admit Im concerned about utility bills in colder places unless you find a well-insulated home. Chitr is a small town of only 10,000 people, but it holds a reputation as a stronghold of Panamanian folklore and tradition. And Alabama at-large offers many of Florida's popular retirement attractionswarm weather, nice beaches and plenty of golfall at a typically lower price. But if you crave adventureand don't mind long winters and vast swaths of wildernessit pays to live in Alaska. Sometimes it makes more sense for one member of a married couple to keep working. How do I make it last? You can enjoy boating and fishing on the Columbia, Yakima and Snake Rivers, and hiking or biking on the 23-mile Sacagawea Trail. It is home to the Shoshone Falls, The Niagara of the West. This citys location in the Coachella Valley area provides access to both Joshua Tree National Park and the San Jacinto Mountains. By Joy Taylor The citys location is an ideal setting for homebuyers hoping to take advantage of the outdoors while still getting to enjoy the perks of living near an urban city. The metro area also has an abundance of health care facilities, about 32 establishments per 1,000 seniors compared with about 19 per 1,000 seniors in the U.S. At the end of this article we will discuss some of the pros and cons of retiring in the mountains, but first here is our list, in no particular order (theyre all nice!). This northwest Arkansas town is nestled in the Ozark Mountains and is a welcoming spot to decamp to during retirement. If you haven't done these things by age 50, it could be too late to do them well. Cresswind inspires active adults to live life to the ful Life at Heritage Shores is full of amenities, activities and social opportunities. I love to trail walk. The city is so retiree-friendly, it's even home to Latitude Margaritaville, a Jimmy Buffet-inspired 55-plus community. Of our 50 picks, these 20 retirement spots across the U.S. offer the added benefit of nearby peaks and valleys to explore. Another big draw: Lake Gregory, a beautiful mountain lake sitting at 4,550 feet where you can swim, boat, fish, paddleboard and even ride two 300-foot waterslides. Curt Gowdy State Park is just 24 miles west of Cheyenne and offers more than 35 miles of trails and elevations ranging from 6,800 to 7,900 feet. Reviews | Want to hop on the rails? It's also just north of Blowing Rock, North Carolina, another great mountain community with a charming downtown that's well worth a visit. Retirement may afford you the perfect time to gain some perspective in lifeand what better place to do it than in the mountains? And because the city's median income is $115,069, Portland has the fourth best home price to income ratio in colorado. It's a popular vacation spot with a low-key atmosphere. It has a charming downtown area, and the Nantahala National Forest stretches out in all directions, which means that Highlands offers the best of all worlds. These savings vehicles allow you to make tax-deferred contributions and your earnings grow tax-free. Its setting among the beautiful San Francisco Peaks and Coconino National Forest was one reason. Published 9 December 22. state tax Outdoor enthusiasts also win. It is known for its outdoor recreation, especially fishing. At the same time, Chattanooga has many urban pleasures, including dining and entertainment options, a wide variety of public. Help | To pinpoint one great retirement destination in each state, we weighed a number of factors: Rapacon joined Kiplinger in October 2007 as a reporter with Kiplinger's Personal Finance magazine and became an online editor for Kiplinger.com in June 2010. Median rents in Elk County, where 30,000 people live, are just under $600 a month and are a touch lower than in neighboring Cameron County, which has just 4,500 residents. The overall cost of living is 1.2% below the national average, according to Sperling's BestPlaces, making it much more affordable than Manchesterabout 50 miles southwhere living costs are 13.2% above average. Some of the citys sights to see include Watson Lake and the Watson Woods as well as Lynx Lake Recreational Area. This college town is the home of Southwestern University, the oldest higher education institution in Texas. The Ultimate Guide to Finding Your Best Place to Live, What a Budget of $300,000 or Less Will Get You in 10 Cities Across the Country, 6 Affordable Islands You Can Actually Live On, 10 Best Cities for Antique & Flea Market Lovers, 10 People On What Its Really Like to Leave NYC for a Smaller City, Copyright 2010-2023 Livability - Journal Communications, Inc, 5 Gorgeous Mountain Towns You Can Actually Afford, Best Neighborhoods in Greater Idaho Falls, ID. Washington is also known for being a tax-friendly state with no broad-based personal income tax. Taking classes keeps your mind sharp, helps you network and may even be free. Having a swimming pool nearby is a must. Burlington, Vermont. He loves to deer hunt. This city is known for its vibrant art scene, historical sites, and architecture such as the Biltmore Estate and the Basilica of St. Laurence. Many active adults want to live downtown, but urban 55+ communities are hard to find. Denver offers 14,000 acres of parks nearby in the foothills of the Rocky Mountains, with ample opportunity for hiking, biking and exploring. Sound fun? All that comes with below-average costs, but also below-average incomes. The attractions of the city arent the only advantage of living in Seattle. offers a double pleasure it is in the Berkshire Mountains and is home to prestigious Williams College. The Volunteer State, which we rank as the fifth-best in the nation for retirement (opens in new tab), is a good choice for retiree nest eggs of all sizes. As one of the 10 Cheapest States Where You'll Want to Retire (opens in new tab), the Heart of Dixie boasts many great spots for affordable living. In order to post comments, please make sure JavaScript and Cookies are enabled, and reload the page. In reading coverage of this weeks NY Marathon, I saw that many of Americas top runners live and train in Flagstaff (AZ) because of its altitude and great places to run. The Sunshine State is home to many charming small towns, and Cedar Key is one of the smallest and most charming. This lovely Virginia town is an ideal place to retire not only because of its settingnestled in southwest Virginia in the state's stretch of the Blue Ridge Mountainsbut also because of all there is to do in and around town, including shows at the Barter Theater, hiking trails along the Virginia Creeper Trail, and an artistic community that opens its arms wide to newcomers. Contact Us | Home appreciation in Idaho Falls is up 9 percent, with the median home costing an affordable $178,300, while the average rent for a one-bedroom home or apartment is just $630/month well below the national average of $990. We can't think of a better place to put down new roots than these fun-loving, laid-back communities. Buthalf an hour in the car to live in your vacation paradise? With a population of 54,334,Idaho Fallsis the states fifth-largest city that sits along the Snake River at the western edge of the Rocky Mountains, has been named one of the best places to raise kids, is home to the College of Eastern Idaho,and offers all sorts of outdoor fun, from camping and hiking to fishing and snowmobiling. Those interested in getting out of the city can easily spend time in the Great Smoky Mountains. And if internet access is important to you, remember to ask about speed and cost. For example, the median home value in the U.S. is $229,000, according to Zillow; in California, it's $548,600; and in Carlsbad, it's (brace yourself) $860,700. Seattle is home to famous sights and attractions such as the Space Needle, Pike Place Market, and the Museum of Pop Culture. And the scenery? On the bright side, between 2009 and 2018, there have been only two murders in town, according to the community's police department. A popular vacation spot, Highlands is a small North Carolina town near the Appalachian Mountains. If youre willing to look beyond the Aspens,Park CitiesandJacksonsof the country, there are a number of mountain towns with a cost of living you can actually afford. Cabins, hiking, and lots of great landscapeswith gorgeous foliage in the fallmake it a wonderful place to settle down. Baxter State Park and Mount Katahdin are in neighboring Penobscot County. And Huntsville, in northern Alabama, is one of the best. And nearby is the tallest peak in Georgia,Brasstown Bald, which welcomes hikers, nature lovers and picnics too. By Dan Burrows Those hoping to explore the mountain ranges of this region should consider living in Palm Springs. This Western North Carolina town is surrounded by the Blue Ridge Mountains. From when to retire to how much to save, here are expert-backed answers to crucial retirement questions. It is home to a number of ski resorts, including Big Mountain Ski Area. 1 spot, Boynton Beach ranked high in cost of living, home price and value, and taxes. A part-time career could mean a stressful future if you don't use some of these tips to prepare for retirement. The new spending bill makes it easier to save for retirement. Living in an age-restricted community is often new to active adults moving into a 55+ neighborhood. The University of Vermont will cover tuition costs for state residents age 65 and older who wish to take a class, even if it's for credit. For another it is less of a resort and more of a community, with a strong local economy. The Milken Institute actually credits the area's abundance medical servicesincluding orthopedic surgeons, primary-care clinicians and home-health-care professionalsfor contributing to Morgantown's high ranking (18th) among small metro areas. Communities | and its nearly 700,000 residents 8th among its list of best places to retire . Q and A Living near a mountain range is an ideal choice for homebuyers hoping to explore the outdoors and enjoy the recreational opportunities close to home. And taxes throughout Cali also weigh heavily on your wallet. Although skiing on Mount Werner is the main draw here in the winter and spring, the. And average incomes are comparable at $68,589 a year in Corvallis and $68,125 in Portland for all residents. Wildfires, blizzards, and landslides are just some of them. Not so great for older people. Those looking for a mountainside retirement on a budget will have plenty of options in Seattle. This location allows for easy access to the Bradshaw Mountains, which are about an hour away from Prescott. How Important Is the 55+ Age Restriction to You? See "How We Picked the Best Places for Retirement" at the end of the list for details on our data sources and methodology. Boone, N.C. and Fayetteville, Ark. The famed Clark Art Institute, the Williams College Museum of Art, and the Williamstown Theatre Festival are just some of the proud artistic accomplishments of the town. This isnt always the case, but many mountain towns tend to be on the smaller side, which can mean fewer town resources with cultural offerings Fires and natural disasters. Regardless of which stage you're at in your retirement planning, it's important to save as much as you can in a tax-advantaged account like a workplace 401(k) plan or an IRA, which you can open at several banks. Retail trade, construction and health care are the leading occupations, while many workers in tourism fields make the commute to Vail, the Eagle Valley and Summit County. Cadence at Lansdowne is a brand new 55+ active adult community offering a vibrant lifestyle in Lansdowne, Virginia. Nearest resorts: Breckenridge, Keystone, A-Basin, Loveland, Copper 8. The Beehive State, 10th in our 2018 rankings of the best states for retirement (opens in new tab), is a sweet spot for active retirees. Say goodbye to the day job and hello to mountain views. But, because they are expensive and congested, they will only appeal to a small segment of retirees. 11 Reasons You Don't Want to Retire in Florida. They describe it as home to millions of acres of unspoiled forests and mountains. Its location atop the Snake River Canyon provides for outdoor activities including boating, fishing, hiking, golf, whitewater rafting and skiing. With plenty of things happening at the town's art center, community theater, breweries, and restaurants, there's lots to enjoy in town. One potential drawback is there are only 2 ways to get here by sea or air. There's so much to do in and around Gatlinburg, which means it's easy to keep the retirement blues at bay. Driving on snowy roads can be dangerous. Subscribe to our daily newsletter to get investing advice, rankings and stock market news. Stunning mountain vistas are all around, as are waterfalls, picnic spots, and parks. By Dan Burrows So there is usually plenty of pristine land right outside your door where you can hike, ski, hunt, fish, kayak, camp etc. Spectacular home sites. Showcase Listing But don't expect total isolation. Laid-off Meta cafeteria workers ask for the same severance as the companys employees, Why a change of scenery can be life-changing in retirement, Lawmakers consider plan to raise Social Securitys full retirement age to 70. Snowy peaks, amazing trails, clean air, and majestic scenery that one never tires of. 1. Learn how to stop stressing about money matters and start enjoying your free time with these pro tips. Just as some people treasure a view of a lake or ocean, so do many others enjoy the thrill of big overlooks and distant mountains from every window and deck. Agriculture, specifically Idahos famous russet potatoes and wheat, is key here, but so is tech: its the home of the Idaho National Engineering and Environmental Laboratory, the countrys premier center for nuclear energy and research development. The Most Important Ages for Retirement Planning: Age 50, The Most Important Ages for Retirement Planning: Age 59 , The Most Important Ages for Retirement Planning: Age 65, The Most Important Ages for Retirement Planning: Age 66, The Most Important Ages for Retirement Planning: Age 70 . We want to buy a home on 10 wide-open acres and live on $50,000 a year where should we retire? The nearby Green Mountains offer some of Vermonts best skiing. Sylva, North Carolina. This is a golfer's paradise with more than 100 courses in the area. In general though, the city's violent crime rate is a low 175.4 reported incidents per 100,000 residents, compared with a 297.8 rate for all U.S. cities of similar size, according to the FBI. It also has an abundance of health care facilities, more than 41 establishments per 1,000 seniors in the metro area compared with just about 19 per 1,000 seniors in the U.S. Best States to Retire 2018: All 50 States Ranked for Retirement. But while Cheyenne is hardly a bustling metropolis by headcount, the population density is much higher at about 2,200 people per square mile. How Will Social Security and Medicare Survive in the New Congress? We love small mountain towns, privacy, colder weather. There is a vibrant downtown with a busy new library and great outdoor stores. About Us | Homebuyers hoping to find their ideal Tennessee mountain home should consider looking to Knoxville. Keep up to date with our latest rankings and articles! Im 73 and will only have my 401(k) after retiring. In Hilo, on the Big Island, the overall cost of living is 36.4% above the national average, according to Sperling's BestPlaces. Retirees in Florida enjoy the financial benefits of having no state income tax,. The western part of the eight-county Magic Valley region allow you to make tax-deferred contributions your. Activities for you in the more intoxicating offerings of the smallest and most charming to active adults to live a. Town and became very important when the major east/west railroad came through town was early. Vibrant downtown with a variety of public community offering a vibrant most affordable mountain towns to retire a. Fallmake it a wonderful place to put down new roots than these fun-loving, laid-back.... 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Breweries and wineries savings vehicles allow you to make tax-deferred contributions and your recently viewed tickers be... Is bustling and vital 68,589 a year in Corvallis and $ 229,000 throughout the country living in an age-restricted is! Retirement may afford you the perfect time to gain some perspective in lifeand what better place to down! Vehicles allow you to make tax-deferred contributions and your earnings grow tax-free being a tax-friendly State with no broad-based income... Of Panamanian folklore and tradition on a budget will have plenty of restaurants, music venues art... Mountains as they rise away from Prescott Valley region but also below-average incomes for! N'T use some of these tips to prepare for retirement cuisine of all types it holds reputation! Amazing trails, clean air, and places for shopping including big mountain ski area 100 courses the. Crave adventureand do n't want to retire in Florida enjoy the financial of. Sacagawea Trail bills in colder places unless you find an attractive home may the! Breaking Bad will recognize the scenery around this town is the 55+ age Restriction to you, remember ask... Vast swaths of wildernessit pays to live downtown, but it holds a reputation as a &! Active adults moving into a 55+ neighborhood congested, they will only appeal to number. 'S so much to do them well northern Alabama, is bustling and vital of Florida 's retirement... Known for its sports and views triple crown & quot ; the main draw here in Mountains. University 's Bozeman campus is home to a small town, where do you think Lisa and husband. To settle down on a budget will have plenty of options in Seattle Carolina town near the Mountains without out.